Business Loans

Purpose
• Buy or build business premises, purchase equipment or cover other business needs 

Loan amount
• Depending on the value of the collateral offered by the customer

Collateral
• Mortgage or other security

Coverage Potential
• Up to 60% of the immovable property value according to a valuation carried out by a certified valuer

Repayment Period
• Up to 15 years

Repayment Method
• Standing Order from a bank account

Low Loan Expenses
 
Insurance
• Life Insurance Policy; starting from  2,40‰ on a yearly basis calculated on the loan balance
• Fire Insurance Policy; 1,65‰ calculated on the value of the immovable property

Beneficiaries
• Enterprises
• Freelance Professionals

Grace period
• Up to 2 years, during which only the loan interest is paid

Gradual Disbursement of the loan
• The interest rate is calculated on the disbursed amount