Housing Loans

Purpose
• House purchase or construction 

Loan amount
• According to the estimated value of the security provided by the customer

Securities
• Immovable property mortgage or other security

Coverage possibility 
• Up to 70% on the property value

Paying off period
• Up to 35 years

Paying off method
• By standing order on the current or any other account held in the Organisation
 
Without loan expenses
 
Without half-yearly compound interest
 
Insurance
• Life insurance starting from 2.10 % annually on the respective Loan balance.  
• Fire insurance 1.65 % on the mortgaged property value 

Beneficiaries
• Natural persons 

Grace Period
• Up to three years; during the grace period the interest is the only one to be paid

Stage Payment
• The interest is calculated on the amount withdrawn